After a crash, injured people face significant stress. They may have to manage car repairs, medical care and time away from work. With so much to consider, many people are tempted to accept the insurance company’s initial settlement in hopes of simply moving forward. However, injured people should consider their options carefully. Why might you want to consider filing a personal injury lawsuit after a car accident?
The offer from the insurance company may not cover the full impact of a crash.
You may have a long road of recovery ahead of you, and the insurance company’s initial offer might not address the full cost of your injury, including lost wages, long-term treatment and other expenses. The settlement offered by the insurance company also may not fully account for the pain and suffering you experience. In these cases, a personal injury lawsuit may provide you with the full financial compensation you need.
The insurance company may reject your claim.
Depending on your situation, filing an insurance claim may not just offer you too little—it might offer nothing at all. The insurance company may reject your claim outright. The insurance company may also argue that your injuries were unrelated to the crash or that you did not care for them appropriately. If the insurance company rejects your claim, a lawsuit could help ensure that you have the compensation you need.
If you’re wondering whether an injury lawsuit is the best path forward for you, it may help to discuss your case with an attorney. Our experienced personal injury attorneys can help you explore your options and make an informed decision.